Where can I buy Health and Dental Insurance online?
Mу husband аnd I both work bυt nеіthеr one οf ουr employers offers health οr dental insurance. Whеrе саn I gο online tο look аt different plans? Wе live іn thе state οf Georgia. Alѕο…dοеѕ Dental insurance normally come wіth Health insurance οr dο уου hаνе tο рυrсhаѕе іt separately?
Why do you want to buy it online? Great way to get scammed, buying it online. Also, it’s a great way to have your identity stolen – trust me, if someone can impersonate a paypal website, they can impersonate an insurance company website.
Plus, if you buy it online, how do you know it’s going to be VALID in your state? How do you know your emails won’t start bouncing as soon as they get your bank account info? You don’t.
Buy from a local agent.
Dental insurance comes seperately. AND, private plans almost ALWAYS cost more than they pay out. I’ve NEVER seen a private dental plan where YOU come out ahead, due to deductibles, copays, and waits.
There is no one online place to see all available plans. Do you have time to compare nearly 1000 plans? It’ll take you several days to intelligently compare all the plans available. Also, do you have any pre-existing conditions (even something minor like asthma) that might add a rider to the policy or cause you to be declined? Are you within the height and weight guidelines? You can’t find out this information online so if you try to do this over the internet you won’t know until you’ve applied and gone through the underwriting process. You don’t want a decline on your record if you can help it.
You should visit a local independent agent. This person works with the major plans and knows what is available. They can find the best plan for your situation and budget in an hour or two. The plans and the premiums are the same using an agent as they are buying directly from the company.
Some plans may have dental as an option or you can purchase a stand-alone dental plan. The agent will be able to help you there as well. If you just need the basics you’ll be better off without insurance. A yearly cleaning and exam and even an occasional filling will cost you less in the long run without insurance.
there are major companies like Blue Cross and Blue Shield, Aetna, Cigna, United Health Care in GA. Try thier sites, I think BCBS is best since u dont have to get referrals and can see specialist with out seeing ur PCP (primary care physician) first, and they are good with paying, also they provide discount dental.
As far a dental alone Principal is a good insruance.
We are a 15 yr. old Discount Medical/Dental Company. All on-going Medical/Dental problems are accepted. There are no waiting periods – start saving immediately. Starting at $19.95 – $59.95mo ( 1-20 people in household)
check it out at http://mybenefitsplus.com/jbarker
I hope this helps
Jessica
You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question.
http://www.healthinsurance-guide.net/
Visit this website
mybenefitsplus.com/40534021
It’s a great company that you can buy discounted plan, it does give you over 50% on medical dental prescription, vision and even chiropractic. Why it’s great because there is no waiting periods and no deductibles, which usually what you will have if you buy insuracnce. And the price is under $60 dollars for health, dental, prescription, chiropractic, vision and it is for entire household. If you have any questions you can go to webpage and click contact and call me with any questons.