What dental insurance can I get if my employer doesn’t provide any? Cobra Insurance?
I’m a 23 year old bartender and I have no health or dental insurance. I need to get dental insurance but my employer doesn’t provide any. I’ve heard of Cobra Insurance. I was wondering if anyone knows if I would qualify if I have never had insurance. If so, how much does it cost?
Thanks
Tagged with: bartender • cobra insurance • Dental Insurance • health • insurance
Filed under: Dental Insurance
Cobra means, staying on your old employer’s health plan, at your cost, after you quit or are laid off. This doesn’t apply to you.
Private dental insurance, I haven’t seen any that pay out more than they cost. And health insurance, if you’re perfectly healthy and not overweight, a good low/no deductible plan should run you around $250 a month.
Talk to a local agent, for local advice, and local recommendations.
No, COBRA is something completely different. If you want dental insurance, you’ll need to purchase an individual dental plan from Delta Dental or other similar insurers.
You NEED to get health insurance.
There is no need to get dental insurance. Most dental insurance is not cost effective.
I have met this sort of situation before,here
http://www.HealthInsuranceIdeas.info
is the resource I found helpful.
First of all if you "have no health or dental insurance," but "need to get dental insurance" then you need a quick lesson. People don’t lose their home and all of their possessions if they don’t have dental insurance…but they DO if they don’t have health insurance. So, let’s get your priorities straight. You NEED health insurance, but would LIKE dental insurance.
Dental insurance can run $20-$45/month where you live for a plan that gives you $1500 per year in benefits. It just depends on where you live. That being said, if you have a current need then you’re going to likely want a discount plan.
Find an insurance broker and get some health insurance. COBRA is just a continuation of benefits from your employer when you leave your job…it’s not a plan.
I have links to brokers on my site.
health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.