I’m getting out of the Marines and moving to Baltimore. What is a good company that provides quality dental insurance in Maryland? I have a family and need good coverage for all of us. Price is not a huge issue, but if I can get multiple options that would be best. Thanks!

Unfortunately not enough characters to ask my full question above. Are there any health "plans" that require me to entirely pay for the cost of medical services, but give me a discounted "group" rate for those services. For example, say my doctor charges 0 for a visit. He submits that bill to insurance, who will pay, per its contract, , leaving me responsible only for my co-pay (so in essense, insurance is paying for what would have cost me 0). If I cut out the middle man (and monthly insurance cost), it would not be so bad paying only to the doctor. Anything exist that makes that an option?
Thank you. Actually I think it’d be foolish to pursue a "discount plan" on its own; you would still want insurance for the large ticket items. But a crap-load each month, for the privilege of paying more when I visit the doctor once in a blue moon (so that the insurance company can pay a small portion to the doctor).

In the end, the doctor gets shorted, I pay too much, and the insurance company wins. But we all know that story already.

I am 26 year old, who is still in college full time, I have a job where i make 00 a month, so some insurance limit is 0-0. So those are out of the question. I live at home. Does anyone know where i can get free medical and dental insurance. Please do help me.

Last time I went for any medical treatment, cash-paying patients got an automatic 50% discount.

(Translation: they charge regular price for cash, double for guaranteed insurance payments that no one bothers to check on for fraud.)

What is Obamacare doing to curtail insurance scams like this?

I am trying to find a dental insurance that will cover at least a bigger part of crown ( i will need some soon). Is there insurance that will cover stuff like that right away? How do I find the best possible dental insurance?

I’m an 19 year old male who recently registered for college late, all of the classes for right now are taken up so they told me to enroll for the spring semister, will i still be able to be covered for health insurance under my parents ?? My parents said that i must go to school in order for my insurance to still be covered. Will my health insurance still be covered ???

I’m joining the California National Guard soon and i was just wondering if they will allow me to have a medical cannabis card? It’s legal in California, but i know the NG is state and federal. I was also told that dispensaries give discounts to servicemen. So, that must mean the army can allow soldiers to have medical cannabis cards, right?

Why insurance? What if I got no insurance? With dental insurance, I know I can be more secure, but would I save some money?

What dental insurance company do you suggest for me? Please name it/them for me.

Hello,

My friend is already in the hospital. He was in a car accident. He does not have insurance, but I am trying to provide some kind of coverage for him. Most health insurance companies will not cover someone who is already in the hospital. And he does not qualify for Medi-Cal. So are there any other options available out there, so that he can get the surgery he needs?

The reason I’m asking is because I’m thinking of leaving journalism and delving into the world of full-time nannying. Besides being sick to my stomach with corporate America, I hope to one day go back to school for a degree with early childhood education. I love working with kids.

My only concern with this career move is losing the benefits that come with a corporate employer. Does anyone know the average monthly cost for dental, health and/or insurance? Any suggestions for insurance companies to go with?

I need it. going to pay out-of-pocket. 40 year old non smoking female, healthy. Any tips? Anything I should know? I’ve never shopped for health insurance, have no idea what I’m doing.

My Mother has to fly to New Jersey from Texas for medical purposes. The only doctors that can help her are in NJ and she may have to make several trips back and forth over the course of a year. Do airlines offer discounts to people if they are disabled and flying for medical purposes? Thank you!

I’m looking for a good dental insurance plan. One that is not so expensive and preferably with no or <6m waiting period for basic dental such as fillings

We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?

discount what the bill is to them. Like a small operation might cost someone without insurance ,000, but if they had insurance then the insurance company has already worked it out with the medical people that they will only pay a total of ,500. Seems like the average I ahave seen is about 70-75% discount.
Then the person pays like 10% copay or 0. Here’s the deal when a person with no insurance goes in he/she is charged full price and then had a hugh burden to pay. Why not give the uninsured person a 70% discount, but add a 0 monthly one time charge for insurance? They charge for rubber gloves, 0 for doctor robe. That’s what happened t a friend. It just seems stupid to charge someone ,000 and then sue to collect, when if they had a chance they might be abjout to come up withm ,000 over thime or a loan
I know this is a why they make their money, but still it seems the Feds could step in and make it better for everyone and fair. What’s the difference?

Employees of a large company all choose 1 of 3 levels of health insurance coverage, for which premiums, denoted by x, are 1, 2, 3 respectively. Premiums are subject to a discount, denoted by y, of 0 for smokers and 1 for non-smokers. The joint probability density function of x and y is given by:

p(x,y) = { [(x² +y²)/31] for x = 1, 2, 3, and for y = 0, 1 }

0 otherwise

Calculate the Variance of (x – y), the total premium paid by a randomly chosen employee.

If you have health insurance with your employer then quit, how can you get new health insurance with your new employer because aren’t they going to see all your pre-existing history from your old insurance company?

Using wikipedia as my reference, I have diagnosed myself as having all the symptoms of klinefelter’s syndrome (except for a confirmation of sterility/fertility). How do I get tested for a chromosomal disorder, and is it possible to have it done at a free clinic or at an unemployed-person discount?

I am in Portland, OR…they are usually better here than most places for medical care to poor or homeless people- if you know about Oregon, as in where to go and what to ask, It would be a great help.

Thanks in advance for your thoughtful and kind answers.

My older brother has tourets syndrome and aspergers and it was suggested that he try a gluten-free diet so help counter the weight issue he’s been having as well as other symptoms. He was enthusiastic and tried it, but he now says it hurts just to touch his stomach. He does not sleep well either. There are so many problems which he needs extensive care for, but he cannot work. He goes to college and that is all he can handle.

My parents are having financial problems as it is, they can’t get him health insurance. I have a part-time job and I’m a full-time student so I don’t have much, but he needs help. Does anyone know of any way to get aid or discount health insurance that will cover the tests he needs.

I got a filling done today, and maybe it was just the dental practice I go to, but I felt like everyone was smirking or looking down on me since I don’t have dental insurance. I’m in grad school full time & work part time, so I don’t have dental insurance, but I paid the bill in full & everything today. Everytime I was asked about insurance & I said I don’t have any, I felt like the girls in the office were shooting looks at each other.

In other words, if a health insurance plan does not cover normal dental work (checkups, fillings, etc), is oral surgery considered a whole different thing?

If so, how often is it covered (particularly wisdom teeth removal)?

Thanks!

I was in California when the accident happened in March 2006 and my attorney is also from the state. I am now resided in Oklahoma.
My husband and I was at no fault and I, as a passenger, I have unlimited right. It was fairly an easy case because I was in major injuries; had good medical record to back me up. I was told that my attorney will settled my case for ,00 back in December because he feel that we should not go to court due to the complication and not sure what the outcome will be.
My hospital bill actual cost is ,000 but was given a big discount because was not going to be able to work for a while due to my injury condition nor have any income coming in at all. Therefore, I was given a big discount and was only to pay 0. I was going to paid but my attorney advice me to not pay because if I do then my settlement case would be closed. As a result, he told me that he will negotiate with the hospital to pay for certain amount when the case is close.
In his letter I received in April 2007 along with my check of ,000, he outlined that ,500 is going toward the hospital bill and ,500 (difference) will come to me sometime in May which he also had me signed. By the way the settlement check was received by him in early March. 3 weeks ago, I called the office and the secretary told me that attorney had written to the hospital in regards to an offer, but no respond yet. 1 week ago, I called again and she told me a different story. She said that they didn’t want the hospital to know that the case was settled because then the hospital could sue them for not paying the full cost which was ,000. (By the way, I didn’t get a chance to speak to my attorney because secretary always told me that he was either in a conference or trial and that he will get back to me this day this time but never received calls)
I recently called again, last Thursday, he was not in the office either. I told the secretary that the hospital bill was sent to the collection agency on October 2006 in the amount of 0.00 which I recently found out in my credit report. The secretary again told me that she will have the attorney call me because she doesn’t have my file etc and sound rude though. She told me that he will return my calls in the afternoon. Never did!
My questions are:
1.What do you see the plan of attorney to get my hospital bill taken care of?

2.If he doesn’t care of my hospital bill within 10 days from the date of my demand letter, can I go ahead and pay the 0.00 through the collection agency and wiped that off my credit report by either showing prove that I paid or have my attorney write to the credit bureau? Then report him to the state bar?

3.Should I call the hospital to make sure they are in touch with my attorney up to date?

4. What percentage of the full settlement amount I am obligated to pay for the hospital bill if not 0.00 anymore? Should it be ,500.00 or ,000.00 Because if ,000 I would be in big trouble and have to pay that amount or can I sued my attorney for malpractice and have him pay?
I am going to write him a demand letter for all documents such as corresponding between him and the hospital and all that documents that I am entitled to since he never really provided me any before. Most important, for him to take care of the hospital bill asap.
The case is already closed in March 2007.

My husband has high cholesterol (he is only 32) but it is hereditary. He eats right and exercises but is not currently on meds to lower his cholesterol. Neither of our employers offer health insurance. He was recently denied coverage due to no current treatment for the high cholesterol. Does anyone know of a company that would cover him with a pre-existing condition and with already being denied by one company? We live in Florida. He will be starting cholesterol lowering meds soon. We really don’t want a discount plan. I am not so concerned with drug coverage for him because we get the cheap Wal-Mart prescriptions, just major medical coverage. Any suggestions are welcome!

I am a mom of two and expecting. I can’t work and I am looking for dental insurance that pays alot(almost everything). I live in Texas.

I know COBRA is available for many, but it is very expensive to keep up and runs only for a limited period. Questions like this have been asked before and those against governement supported health care just accused those who didn’t have health insurance as lazy losers. But with the economy crashing, the scenario has changed. If you aren’t employed anymore and have no income and little savings, what are you doing for health insurance?