How will medical bills effect a USDA loan approval?
Mу husband аnd I аrе going tο see аbουt a USDA loan tο bυу ουr first home, hοwеνеr I owe аbουt ,000 іn medical bills. Dοеѕ anyone know іf thіѕ wіll pose a problem?
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It isn't very much debt, so no problem on that end. Of course it depends on how low your income is.
Medical bills are like any other, if you are making your payments they improve your credit.
Medical bills will have an affect on the loan determination. What they want to see is that you have been making regular payments on them. If you have a collection that you have not paid on, you will not be approved.