How much of my dental bill will my insurance cover?
i’ve literally never been to a dentist. i know i have some cavities and i have an idea of how much dental work costs w/o insurance and its going to be quite a high bill to get everything fixed. i live in NY and have Blue Cross Blue Shield as an insurance provider.
I just wanted to get an idea of how much dental insurance covers of the actual bill, and the percentage of the bill i should expect to pay out of pocket. thanks
Tagged with: blue cross blue shield • cavities • Dental Insurance • dental work • dentist • insurance • insurance provider
Filed under: Dental Insurance
If your dentist really wants your business, they will file a "treatment plan" and let you know what your costs would be and what they expect the insurance to pay. So, your best bet would be to talk to the dentist directly.
The dentist should examine you and set up a plan to fix your problems. At that time they can talk about the charges and spread out the work and charges as you need. Most dental insurance covers the full cost of a basic cleaning and checkup, so the first visit will likely not involve any out of pocket.
Read your policy provisions.
The first visit will probly just be x-rays and the dentist will look, only look at your teeth.
Then they will write a breakdown of everything you need and all the charges. Then you can pick and choose what you want them to do at the next visit. It is like getting your car fixed. The first visit is just an estimate and then you pick what you want them to do next time.