How does the French health insurance system work ?
Ok ѕο im still writing thіѕ essay οn hοw thе health systems іn france. Hοwеνеr I dο nοt understand hοw thеіr health insurance works. Sο сουld someone ехрlаіn іt simply please. I understand thаt mοѕt οf thеіr Health expenses іѕ covered bу thе state- bυt thаt іѕ аll i gеt.
I’ve lived here in France for 9 years and am not an expert…. but….
Salaried employees pay tax as does their employer on their income, which is called ‘Social Charges’ this covers health and retirement among other things. However it doesn’t usually cover 100% of health/medical costs!!!!
Normally the standard contributions cover about 75% of the medical costs. People who are in the French health system have a ‘Carte Vitale’ (Health Card) which has a chip with their ID on. This allows them to get discount when they go to the Chemist for a prescription and allows the Doctor to access their records.
Many people take out a private health insurance or ‘Top Up health insurance’ to take care of the final 25% medical fees.
Normally if it’s a serious illness then the standard state covers 100%, things like Broken legs, cancer etc.
Good luck with the essay!
look up socialized medicine or universal health care…