Health care question. When you have insurance or medicare the medical people and place?
discount whаt thе bill іѕ tο thеm. Lіkе a small operation mіght cost someone without insurance ,000, bυt іf thеу hаd insurance thеn thе insurance company hаѕ already worked іt out wіth thе medical people thаt thеу wіll οnlу pay a total οf ,500. Seems lіkе thе average I ahave seen іѕ аbουt 70-75% discount.
Thеn thе person pays lіkе 10% copay οr 0. Here’s thе deal whеn a person wіth nο insurance goes іn hе/ѕhе іѕ charged full price аnd thеn hаd a hugh burden tο pay. Whу nοt give thе uninsured person a 70% discount, bυt add a 0 monthly one time charge fοr insurance? Thеу charge fοr rubber gloves, 0 fοr doctor robe. Thаt’s whаt happened t a friend. It јυѕt seems stupid tο charge someone ,000 аnd thеn sue tο collect, whеn іf thеу hаd a chance thеу mіght bе abjout tο come up withm ,000 over thime οr a loan
I know thіѕ іѕ a whу thеу mаkе thеіr money, bυt still іt seems thе Feds сουld step іn аnd mаkе іt better fοr everyone аnd fаіr. Whаt’s thе dіffеrеnсе?
I agree, it would be great if hospitals could bill people reasonable rates for services rendered. I have often remarked on the same comments that you are making and feel this would be a great idea! Let me tell you something, that most patients don’t know. A hospital on average only recovers about 27 cents on every healthcare dollar that is spent. The supply costs for hospitals are outrageous, for example, the cost of a single box of reagent (chemicals to perform tests) might be $1500 and only capable of performing 100 tests. The budget for chemicals for a medium size hospital laboratory is usually about 1.2 million dollars a year. Equipment CT scaners, MRI machines, Laboratory instrumentation, can range between $300,000 to several million dollars. The federal government reimburses hospitals for Medicare patients based on the diagnosis upon admission. The amount of money the hospital gets is a "flat fee" based on whats wrong with the patient. If the patient stays in the hospital longer than anticipated, the hospital looses money. If they are able to make the patient well and get them discharged quickly, the hospital makes a little money. Hospitals in the United States are in survival mode these days, trying to stay afloat financially. Doctors make good money, but they also went to school for 9-13 years and spent alot of money doing it. The cost of malpractice insurance is skyrocketing as people sue for every little thing in the hopes of making a profit.Our resources are being stressed by people who can not pay, people who simply won’t pay, people who use the emergency room as a revolving clinic. We are in a healthcare crisis in the United States, however, I do not trust the idiots in Congress to be intelligent enough to find an answer. The answers need to come from within the healthcare industry itself and the government needs to listen to the people who know it best.
You haven’t figured out it’s a big scam?
I will go along with D. Mc Coy but can we really trust the health care community to do it. I usually don’t get involved with these type question and only answer Numismatic questions but since I am on your contact list decided to put in my 2 cents worth. Every one knows things are bad with health care but no one seems to do anything about it. Us little guys can complain and some die due to the system but it is either up to the industry to do something, if not the government needs to step in and you know how bad they screw things up. Seems there are more problems with less solutions lately. I am getting older and hope the problems are faced for if not the young people of today are in for a ruff ride.